At ChiroFitt we believe in providing customized care plans without the restrictions of in-network limitations to accelerate your response and recovery to our care. When in-network, insurance companies often dictate a very limited number of sessions, which limits your ability to have the best opportunity to respond to treatment or have a positive outcome. We choose to not have insurance dictate our patient care plans, as we want to provide you with the best care possible. Therefore, we opt to be out-of-network with insurance plans. Our decision to be out-of-network eliminates the ability of your insurance company to ultimately decide the services you are able to receive here at ChiroFitt.

Payment for many services through insurance are denied as “not medically necessary” to providers. However, these same services that are denied for in-network providers are often reimbursed directly to patients when performed out-of-network. As a result, being out-of-network offers you the potential opportunity to have more services paid for by your insurance plan when you are reimbursed directly from the insurance company after paying ChiroFitt for those services. In other words, it would cost you more money for these services being in-network as you would be responsible for the entire cost without any reimbursement by your insurance company.

Another benefit of being out-of-network is that our prices are fixed and you will understand your upfront cost at the time of service. Many health plans today have high-deductibles, leaving you with paying for the majority of your services even when seeing an in-network provider. However, you often are unaware of exactly what those services will cost as your insurance company sets the pricing and that information is not directly disclosed to you until you receive the bill for payment. As a result, you will not receive any unexpected bills from our office as you will know what your cost are at the time of service when you are paying for those services.